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June 2018 Archives

Dispelling common bankruptcy myths

If you are an Ohio resident who is finding it hard to stay on top of your finances, know that you are not alone. Many people across the state and nation are struggling under the pressure of mounting medical and other debt, and if you count yourself among them, you may be wondering whether filing for bankruptcy can help you find the relief you seek. At Kennel Zeigler LLC, we have a comprehensive understanding of the bankruptcy process, and we have helped many clients better understand it and make educated decisions about whether they may want to proceed.

What to know about debt settlement programs and scams

Not being able to keep up with your bills can prove overwhelming, and especially if things have gotten to the point where you fear you are going to lose your car or your home. Many Americans are currently struggling in the face of mounting debt, but unfortunately, some for-profit companies prey on their fears and pressure them into debt settlement arrangements that often do more harm than good.

Payday loan reform may be in Ohio’s future

Financial difficulties can lead many Ohio residents to take desperate measures to make ends meet. Payday loans can be enticing, because they promise fast, easy money when people in trouble need it most. However, consumer advocate groups have been warning people for years that payday loans can also become a costly, perpetual debt trap. Ohio is one of the states that allows payday lenders to do business, but consumer groups are attempting to get laws changed to protect borrowers from what they say are predatory lending practices.

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