Chapter 13

This blog recently discussed the liquidation bankruptcy process and the protections it provides. There are multiple personal bankruptcy protection options for struggling consumers to consider so they should understand the different options available to them. There are...

The problem of overwhelming debts is not limited to people in Ohio with low or no income. People earning higher incomes sometimes get overextended and face difficulty keeping up with debt payments. Bankruptcy law recognizes this scenario and enables relief through a...

Ohio consumers who owe past due debt balances may be contacted by a debt collector. However, this doesn't mean that an individual will be required to make a payment. Furthermore, it is also possible that a person is contacted about a debt that he or she doesn't...

When Ohio residents realize they are in a difficult financial situation, they may consider filing for Chapter 13 bankruptcy. Many people may not know that before they file for bankruptcy, they generally have to receive credit counseling.Credit counseling usually helps...

You may feel confused about your options if you are experiencing financial difficulties and you are considering filing for bankruptcy. As you may know, your personal bankruptcy choices include Chapter 7 and Chapter 13. You and other Ohio residents may be able to...

If you're approved for chapter 13, you must make payments to creditors according to a schedule established during the bankruptcy process. If you fail to make payments the plan could be revoked, and you may be ordered to pay off your debt in full. To make sure you...

Many residents in Ohio may not realize that there are multiple forms of consumer bankruptcy plans. Several people automatically associate Chapter 7 plans with all personal bankruptcies. These plans may be the best option for some debtors but not for all. The lack of...

If you are like most in Dayton who struggle with debt, the prospect of having to seek bankruptcy protection may not be attractive, yet also may appear to be your only option if you hope to get a handle on your financial situation again. Your concerns might come from...

Bankruptcy - the word all by itself sounds intimidating. Most folks who find themselves in a place of bankruptcy did not have that laid out in their life's blueprint. But, it happens. It happens for Ohio residents who have always paid their bills and suddenly get...