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March 2019 Archives

How can I live on a budget?

If you're approved for chapter 13, you must make payments to creditors according to a schedule established during the bankruptcy process. If you fail to make payments the plan could be revoked, and you may be ordered to pay off your debt in full. To make sure you stick to your new budget, U.S. News & World Report offers the following advice.

Recognizing illegal debt collection practices

Feeling overwhelmed by debt can prove stressful enough, but if you are also the target of persistent calls from creditors, you may feel as if you are at your wit’s end. Some debt collectors may try to use less-than-ethical means in their attempts to get you to pay your debts, but certain laws prevent them from contacting you and communicating with you in certain ways.

Bankruptcy and your small business

Business owners regularly face a plethora of challenges, especially those who run a small business and are experiencing financial strain. As a small business owner, you may be worried about how the debt you have taken on will impact your business in the months and years to come, and you may be unsure about how you should handle this situation. For some small business owners, bankruptcy is an excellent way to clear debts and move forward. However, there are many different factors to go over before filing for bankruptcy.

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