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July 2018 Archives

Bankruptcy: Filing for Chapter 13

Bankruptcy - the word all by itself sounds intimidating. Most folks who find themselves in a place of bankruptcy did not have that laid out in their life's blueprint. But, it happens. It happens for Ohio residents who have always paid their bills and suddenly get circumstances dumped in their laps, completely out of their control; it also happens for those who have always had difficulty staying on top of their debts.

What you need to know about discharging recent credit card debt

At Kennel Zeigler, LLC, in Ohio, we understand that overwhelming credit card debt can get you in a lot of trouble. The card balances increase faster than you can pay them down, and the monthly interest charges eat you alive. You may have heard that you can get your credit card debt discharged in a Chapter 7 bankruptcy, and this is true enough. However, if you have begun thinking about bankruptcy as your only way out, you would do well to stop using your credit cards now. Why? Because the Bankruptcy Court may not discharge your recent credit card debt.

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Dayton, OH 45432

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