If you count yourself among the many people across Ohio who are struggling with overwhelming debt, you may be giving some consideration to filing for bankruptcy. While many people consider filing for bankruptcy as a method of regaining control over their finances and...
Year: 2018
What can I do if I am about to lose my home?
If you were to be in danger of losing your home due to debt in Ohio, there might be a number of options available to either reduce your debt or to hold onto your property. The alternatives include: Foreclosure on your mortgage Short sale of your home Legal defense...
What you should know before buying a foreclosed home
You have discovered a property in a promising neighborhood that has several desirable amenities. The location allows a future buyer to have easy access to several local hotspots and the overall condition appears to be alright. However, the only problem is that the...
Is filing for bankruptcy bad or wrong?
When challenges occur in your life, some people rally to support you while others wag a judgmental finger. The way others react and think about you can deter you from making decisions that will help you during hard times. This reality is true for many people when...
How to protect yourself against home foreclosure
For Ohio homeowners, one of the scariest experiences is struggling to make the house payment. Sometimes life happens, though, doesn't it? Husbands lose their jobs or have to take medical leave from an unexpected health crisis. Wives who typically provide income become...
Am I eligible for Chapter 7 bankruptcy?
Your Chapter 7 eligibility depends on many things, including the median income in Ohio. While the process might not seem entirely straightforward to you at first, it is relatively simple once you look into the details. In fact, recent bankruptcy reforms have...
How does the bankruptcy means test work?
There are many different reasons you may be considering filing for bankruptcy in Ohio, and you may have questions about whether a Chapter 7 or a Chapter 13 bankruptcy might be right for you. While there are numerous differences between the two types, whether you are...
How to stop a sherrif’s sale in Ohio
If you are facing a sheriff's sale in Ohio, then you have already advanced into the foreclosure process for the state. This is not necessarily a good thing, but it is important to keep in mind that your foreclosure, like many other legal or financial processes,...
Learn About the Advantages of Filing for Bankruptcy
Are you overwhelmed by credit card or medical debts? Are you just treading water financially, with nothing left at the end of the month? Bankruptcy is a smart option for those who need relief from the weight of a crushing debt load, setting you free to re-build your...
3 reasons credit counseling may not be right for you
If you are having trouble sleeping and eating because you cannot figure out how to pay your bills, you are not alone. Many people in the Dayton area find themselves in hot water over their finances due to circumstances beyond their control. Though you are good with...