As an Ohio homeowner, you may take tremendous pride in your home, as it is likely the place you raise children, make memories and otherwise spend your free time. If, like so many others, however, you are struggling to keep up with your mortgage payments, you may have...
Year: 2018
Avoid certain credit cards following bankruptcy
Bankruptcy has a significant effect on one’s credit score, as well as their ability to apply for credit cards, home loans and other important financial support. Once a creditor spots a bankruptcy on an applicant’s record, they may be alerted to the fact...
Will you lose your house if you file for bankruptcy?
If you count yourself among the many across Ohio who are struggling to remain afloat financially, you may be weighing your options and trying to determine the best way to start getting back on your feet. You may, too, be considering whether filing for bankruptcy might...
5 common causes of credit card debt
Your credit card can be a helpful tool if you use it correctly and responsibly. Unfortunately, it is easy to rack up credit card debt. The causes of credit card debt vary widely and are often unique to each person. However, there are some noteworthy trends. Here are...
Bankruptcy: Filing for Chapter 13
Bankruptcy - the word all by itself sounds intimidating. Most folks who find themselves in a place of bankruptcy did not have that laid out in their life's blueprint. But, it happens. It happens for Ohio residents who have always paid their bills and suddenly get...
What you need to know about discharging recent credit card debt
At , LLC, in Ohio, we understand that overwhelming credit card debt can get you in a lot of trouble. The card balances increase faster than you can pay them down, and the monthly interest charges eat you alive. You may have heard that you...
How to respond when foreclosure is looming
No one in Ohio set out to buy a house with hopes of falling behind on mortgage payments and eventually going into foreclosure. That just does not happen.Instead, young couples and other homeowners sign up for a mortgage dreaming of the day they will pay it all off and...
Dispelling common bankruptcy myths
If you are an Ohio resident who is finding it hard to stay on top of your finances, know that you are not alone. Many people across the state and nation are struggling under the pressure of mounting medical and other debt, and if you count yourself among them, you may...
What to know about debt settlement programs and scams
Not being able to keep up with your bills can prove overwhelming, and especially if things have gotten to the point where you fear you are going to lose your car or your home. Many Americans are currently struggling in the face of mounting debt, but unfortunately,...
Payday loan reform may be in Ohio’s future
Financial difficulties can lead many Ohio residents to take desperate measures to make ends meet. Payday loans can be enticing, because they promise fast, easy money when people in trouble need it most. However, consumer advocate groups have been warning people for...