How To Stop Creditor Harassment
Creditor harassment is meant to strike fear in individuals, families and business owners who can no longer pay their bills. But an experienced debt relief attorney can propose strategies that stop this virtual terrorism on a dime, while you work to make good on the money you owe.
We have two of those skilled, dedicated lawyers at our respected consumer bankruptcy law firm, Kennel Ziegler LLC in Dayton, Ohio. Our team approach to every client’s financial problems addresses every aspect of where you have been and where you want to go. We know how to stop creditor harassment. That knowledge shines through in every legal service we offer.
During your working relationship with us, you will receive every fact you need about Chapter 7 and Chapter 13 bankruptcy filings — information that can lead to sound choices. Either debt relief approach will stop creditor harassment immediately and leave future creditor harassers vulnerable to legal action if they continue their unscrupulous treatment of you.
If you qualify for Chapter 7 individual or “fresh start” bankruptcy via the “means test,” all debt that can be discharged will be eliminated as liabilities, including medical debt and credit card debt. Creditor harassment by phone at all times of day and night at your home or place of employment, by mail and email, by in-person visits, by impersonations of law enforcement and experts on debt collector laws — these threats of auto repossession, wage garnishment and home foreclosure will be a thing of the past.
The same outcome applies to Chapter 13 reorganization bankruptcy, which restructures what you owe and provides a comfortable three- to five-year repayment plan. Creditors will be informed of your decision to seek bankruptcy protection and will be required to cease all of the predatory tactics that have made your life miserable.
Bring Your Financial Worries To Us — We Can Handle Them, Starting With Your Free Consultation
You will feel a lot better about your situation after speaking in confidence with our compassionate bankruptcy law firm. Arranging a free initial consultation couldn’t be easier: simply call us at 937-356-3735 or send an email.
*We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.