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Dispelling common bankruptcy myths

If you are an Ohio resident who is finding it hard to stay on top of your finances, know that you are not alone. Many people across the state and nation are struggling under the pressure of mounting medical and other debt, and if you count yourself among them, you may be wondering whether filing for bankruptcy can help you find the relief you seek. At Kennel Zeigler LLC, we have a comprehensive understanding of the bankruptcy process, and we have helped many clients better understand it and make educated decisions about whether they may want to proceed.

Payday loan reform may be in Ohio’s future

Financial difficulties can lead many Ohio residents to take desperate measures to make ends meet. Payday loans can be enticing, because they promise fast, easy money when people in trouble need it most. However, consumer advocate groups have been warning people for years that payday loans can also become a costly, perpetual debt trap. Ohio is one of the states that allows payday lenders to do business, but consumer groups are attempting to get laws changed to protect borrowers from what they say are predatory lending practices.

How do Chapter 7 and Chapter 13 bankruptcies differ?

If you count yourself among the many people across Ohio who are struggling with overwhelming debt, you may be giving some consideration to filing for bankruptcy. While many people consider filing for bankruptcy as a method of regaining control over their finances and lives, many people also understand very little about the process. For example, as someone filing for bankruptcy for the first time, you may have heard the terms “Chapter 7” and Chapter 13” thrown about, but you may not understand the difference between the two filings or understand which option might be more appropriate for you.

Learn About the Advantages of Filing for Bankruptcy

Are you overwhelmed by credit card or medical debts? Are you just treading water financially, with nothing left at the end of the month? Bankruptcy is a smart option for those who need relief from the weight of a crushing debt load, setting you free to re-build your financial life.

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