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February 2020 Archives

Determining eligibility for Chapter 7 bankruptcy

People in Ohio who are struggling with debt might wonder whether they should file for Chapter 7 bankruptcy. Chapter 7 is for people who would not be able to repay the debts through a payment plan, which is the process under Chapter 13. Chapter 7 allows a person to discharge most types of debt, but there are certain guidelines for qualifying.

Trustees handle many different tasks

Ohio residents who file for bankruptcy will have their assets placed in a bankruptcy estate. The estate is a separate entity that is overseen by a trustee, and his or her exact duties will vary based on the circumstances of a given case. If a person files for Chapter 7 bankruptcy, a trustee will be tasked with gathering a debtor's non-exempt property, selling it ,and distributing the proceeds to creditors.

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