As an Ohio resident who recently filed for bankruptcy, you may be working to get your finances back in order in the aftermath of doing so, and part of this process will entail rebuilding your credit. At , we recognize that rebuilding credit...
Year: 2018
What might happen if you walk away from your mortgage?
Life can be extremely difficult and stressful after you receive notice that a foreclosure is imminent. On top of your other financial concerns, you now have to worry about keeping your home. If you are considering just walking away from your home, you are not alone....
What is an automatic stay in a bankruptcy?
If you are one of the many people in America who are overwhelmed with credit card bills, medical expenses, mortgages and other forms of debt, you may be familiar with receiving continuous calls from creditors and collection agencies. Collection agency representatives...
What are your debt relief options outside of bankruptcy?
If you are currently living with mass amounts of debt in Ohio, you may feel increasing pressure to do something to relieve yourself of your overwhelming financial obligations. While bankruptcy is a great way to get a fresh start, you may not be eligible for either...
Navigate the holidays during bankruptcy
Bankruptcy can take its toll at any time, but especially during the holiday season. During months notorious for increased spending, it can be challenging not to participate. However, when undergoing bankruptcy proceedings, a spike in spending is highly discouraged....
Can foreclosure scammers take my home?
Ohio homeowners who face the specter of foreclosure may, in desperation, turn to any party that claims they can get the property owner out of their financial jam and save the owner's home. Unfortunately, what could happen instead is that your deed ends up in the hand...
Can I fight a debt that wasn’t mine?
It can be difficult to make ends meet each month without the added stress of extra debt. You might be juggling credit card bills, medical payments and student loan debt, which can make it especially frustrating if you start receiving mail and phone calls for something...
Why is credit counseling required prior to bankruptcy?
If you are like most in Dayton who struggle with debt, the prospect of having to seek bankruptcy protection may not be attractive, yet also may appear to be your only option if you hope to get a handle on your financial situation again. Your concerns might come from...
3 surprising reasons you may go into debt
Debt is one of those things that can creep up on you. While there are some obvious culprits that may send you into sudden debt, such as a medical emergency or unemployment, there are plenty of scenarios that can trap you into an overwhelming money problem. Before you...
Important tax tips for bankruptcy filers
Filing for bankruptcy is one method many people across Ohio use to help themselves regain their financial footing, but there are certain behaviors and lifestyle changes you will need to make after doing so. In addition to watching your spending and making sure to stay...