You Can Erase Credit Card And Medical Debts

Studies show that medical expenses are one of the primary reasons that people file bankruptcy nationwide. Health care costs can be exorbitant, especially if you don't have adequate health insurance. An unexpected trip to the hospital can quickly drain your bank accounts.

Likewise, credit card companies go to great lengths to encourage cardholders to spend the maximum amount possible. Before you know it, interest and fees have escalated to unmanageable proportions.

Here's the good news: It is possible to eliminate medical debts and credit card debts through bankruptcy. At Kennel Zeigler LLC, our attorneys have helped many people like you in Dayton and throughout Ohio to regain their financial freedom. Let us make a difference for you, too.

Which Type Of Bankruptcy Should I File?

If you are eligible for Chapter 7 bankruptcy, you can completely eliminate your credit card and medical bills. You will no longer be obligated to pay them at all. If you file Chapter 13 bankruptcy, you may have to repay your creditors a fraction of the total, but it will still be significantly less than the original amount you owed.

Are There Any Situations In Which These Debts Can't Be Discharged?

If you intentionally make large purchases with your credit card immediately before filing bankruptcy, it may look like fraud, and this debt may not be dischargeable. Also, if you intentionally lied on your credit card application in order to gain credit, you may not be able to discharge the debts. These situations are rare.

To get a free consultation about your options, call Kennel Zeigler LLC today at 937-356-3735 or contact our lawyers online. We will respond promptly.

*We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.