You Don't Have To Watch Your Car Get Towed Away

At Kennel Zeigler LLC, we understand how important it is for you to have transportation to get to work, to pick up your kids from school and to perform other necessary tasks. We want to do everything possible to help you avoid the repossession of your car or truck.

Our Dayton, Ohio, law firm includes a lawyer who is board-certified in consumer bankruptcy law, giving us keen insight into the various strategies available for helping people keep their property. We are familiar with all the possibilities for regaining a vehicle that has already been towed away or avoiding repossession altogether.

Past clients have said how much they appreciate our attentiveness to their concerns. We will take the time to make sure you understand exactly what's going on. It will make the process much less stressful for you.

If You're Current On Your Payments, All You Have To Do Is Sign A Paper

You won't automatically lose your vehicle if you're current on the payments when you file Chapter 7 bankruptcy. All you typically need to do is sign a reaffirmation agreement. This agreement essentially says that you will continue to make your scheduled car payments. It's as simple as that.

If You're Behind On Your Payments, You Still Have Options

In some cases, you may be able to buy the vehicle outright for its actual worth instead of the amount of the loan. In other cases, we may be able to help you negotiate with the lender to lower the interest rate.

Chapter 13 bankruptcy is a particularly useful tool for many people. With Chapter 13, you can set up an interest-free repayment plan that allows you to catch up on your payments over several years.

Learn More In A One-On-One Consultation

Call Kennel Zeigler LLC at 937-356-3735 or email us to set up a free, no-obligation consultation with one of our skilled attorneys. During the meeting, we will discuss your particular situation with you and help you understand your full range of options for keeping your vehicle.

*We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.